Money Saving Blog

Money saving blog from the UK

Entries for the ‘money saving’ Category

Tesco club card vouchers – you may have some you don’t know about!!!

Tesco have set up a new website for their clubcard users where you can log in with your clubcard details, and look at all the details of all the vouchers you’ve been sent over the last couple of years. It shows you how many you’ve been sent, and of those how many you’ve used and [...]

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Save money travelling using the social internet

The British summer seems to be behind us, and winter and the colder weather has come creeping in. It’s not all bad news however, and especially not if you’re a travel bargain hunter who’s seeking some cheap sunshine. This is the time of year when airlines and hotels struggle to fill seats on planes, and [...]

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Cruise on a Budget – Money Saving Tips

When you book a cruise, the price will include your accommodation, food, and entertainment. However, cruise ships will look to sell you extras while you are on board from expensive drinks to speciality meals, excursions, spa treatments and so on. If you want to be careful and avoid overspending, we have a few tips to [...]

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  • ISA Guide

     

    Read our ISA Guide to learn about your 2010/11 allowance.

    What is an ISA?

    Simply put, an ISA (Individual Savings Account) gives you tax advantages on your savings. There are two types of ISA: a cash ISA and an investment ISA.

    Eligibility for tax relief within an ISA depends on your circumstances, and the rules could change in the future.

    Cash ISA

    A cash ISA is like a normal savings account, but you don’t have to pay UK income tax on your interest provided all ISA conditions are met.

    See our best cash ISA rates

    ISA Allowance

    In the 2010/2011 tax year, the maximum ISA allowance is £10,200, of which £5,100 can be put into a cash ISA. All of your allowance or the remainder of it can be saved in an investment ISA.

    Remember you can lose money while investing.

    Investment ISA

    An investment ISA allows you to take full advantage of your annual £10,200 ISA allowance.

    Remember you can lose money while investing.